The cover will pay you Ksh 2,500 per night that you stay overnight in a hospital. Customers are eligible for this benefit if they have stayed 3 or more nights in a row in a hospital. There is a maximum benefit equivalent to 30 nights during a 12-month period, for each person covered on the policy.
The benefit amount is not meant to cover the costs of medical care like NHIF or other medical covers but can be used as you wish. For example, it could be used to replace some of the income lost due to hospitalization or to cover some of the additional costs often incurred along with hospitalization like medicines, food, or transportation. The benefit amount will be paid to you as the Equitel subscriber into your Equity Bank account.