My Money

Financial freedom is now in your pocket. Handle all of your financial transactions straight from your phone with Equitel’s My Money.

You can use My Money to do all your financial transactions including, transferring money, applying for Eazzy Loans, making payments and putting funds aside to help you save for future plans and goals. 

You can also access your bank accounts from anywhere, anytime thanks to Equitel. 

For more information on all the different things you can do with My Money  Click here

With My money you can: 

  1. Send money securely to another phone
  2. Send money to a bank account
  3. Pay bills
  4. Pay for goods and services
  5. Buy airtime for EquiTel and other networks
  6. Use your account to save money
  7. Get an Eazzy loan
  8. Save for a goal

Get Eazzy loans!

Get an Eazzy loan of up to Kshs. 3million instantly on your phone. You don't have to fill in any forms and no need for guarantors.What's more, you can monitor your loan balance and make repayments through your Equitel line.

Requirements

  • You must have an active Equity Bank account for a minimum period of 6 months and an active Equitel line.
  • Safe and secure
  • It is instant, saving you valuable time

If you do not have an Equity Bank account, simply dial *247# using your current number and open one instantly, hapo hapo, then pick your Equitel line from your nearest Equity Bank branch.

To access EazzyLoan from your phone

  • Go to Equitel menu
  • Select My Money
  • Select Loans
  • Select Get Loan
  • Select Eazzy Loan
  • Select Account
  • Enter Amount
  • Confirm Details
  • Enter PIN

Download the EazzyLoan Terms and Conditions

Download the EazzyLoan Plus Terms and Conditions

 

 

EazzyPay

You can now pay for bills, goods and services straight from your phone using:

  • Your Equitel Line
  • Equity Bank App or
  • Mobile money (Mpesa or Airtel Money)

Simply look out for outlets with an EazzyPay sign; at shops, supermarkets, airlines, petrol stations, hotels as well as online. 

EazzyPay gives you the freedom to choose how to pay and enjoy great benefits:

  • You will save money;
  • No charges if you pay from an Equitel Line
  • No mobile money transfer charges as you pay direct from your Equity Account
  • With Cash Back, you can withdraw cash as you pay for goods and services at agents who display the Cashback sign
  • It works with all mobile networks simple, secure.

Using Equitel

If you have an Equitel line simply dial *203# to update the Equitel SIM menu

  • Go to Equitel Menu
  • Select My money
  • Select Eazzy Pay
  • Select Pay Goods & Services
  • Select Account
  • Enter EazzyPay Till number
  • Enter Amount
  • Enter additional details e.g. fuel
  • Confirm details
  • Enter PIN
  • Enter Served by details
  • Confirm details. You will receive a confirmation SMS

Using Eazzy App

Download the EazzyApp from Google

play store or The App store

  • Log into EazzyApp and select "Fab"
  • Select Eazzy Pay
  • Select "Pay Goods and Services"
  • Enter till number as displayed on the Eazzy Pay sticker
  • Key in amount
  • Confirm details
  • You will receive an SMS confirmation on your Equitel Line

EazzyPay Downloads

EazzyPay Customer Faqs

EazzyPay Merchant Faqs

EazzyPay Merchant Terms and Conditions

Eazzy Pay Merchant Application

 

 

Save for a goal

Saving can be a challenge, because you keep getting tempted to spend that money. We've found a way to make it easier for you. Just choose a name for your savings goal e.g. Wedding, School Fees, or Flat Screen TV. Then, every day, week, or month, you can set aside money for your goal. Once you have achieved your savings goal, you can withdraw your lump sum. It's that easy!

Wondering how to get started with creating a Goal on your Equitel line: 

Follow these simple steps:

  1. Access Equitel SimCard menu and follow steps below:
  2. Select Equity in the Equitel SimCard menu.
  3. Select Settings/Help 
  4. Choose New Favourite/Goal
  5. Enter pin
  6. Select goal submenu and choose the goal you want to create

Here is some more information on the kind of Goals you can set:

Day of week goal

  1. Choose the day of the week [Mon-Sun] and submit.
  2. You will receive a success notification ''Goal created successfully'' or failure message.
  3. To fund the goal visit send pay/buy/option and send the funds to the goal under myself sub menu.

 

Day of month Goal

  1. Choose the month  [Jan-Dec]
  2. Enter date and submit
  3. You will receive a success notification ''Goal created successfully'' or failure message.
  4. To fund the goal visit send pay/buy/option and send the funds to the goal under myself sub menu

 

Virtual Chama

  1. Choose the frequency [Daily weekly ,monthly]
  2. Choose the duration  
  3. Enter the amount to contribute and submit
  4. You will receive a success notification ''Chama created successfully'' or failure message.
  5. To fund the goal visit send pay/buy/option and send the funds to the goal under myself sub menu

 

Virtual Salary 

  1. Enter amount you want to contribute now
  2. Choose the frequency  [weekly/monthly]
  3. Enter the duration and submit

You will receive a success notification ''Goal created successfully'' or failure message

 

Pay your bills…stress free!

No need to worry about dry taps or blackouts. Now you can keep your utilities running the easy way. You don't have to line up or rush to the bank at the last minute. And you don't need to pay more than you owe. Simply pay your water bill on your phone at no extra charge.

How to Pay Bills:

  1. Select My Money
  2. Select 'send/pay'
  3. Select account number
  4. Select paybill
  5. Select business
  6. Select bill e.g Nairobi Water
  7. Enter bill account number
  8. Enter amount
  9. Confirm details
  10. Enter PIN
  11. Confirmation sms
  
 

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Pick up your SIM today by visiting your nearest Equity Bank Branch If you are not an Equity Bank customer, you can still get an Equitel line by opening an Equity Bank account instantly. 

Just dial *247# and follow the easy steps. 

 

Linking your SIM to your bank account

On registration, your Equitel SIM automatically will be linked to your bank account.

However, if you have not linked your Equitel SIM at the Equity bank branch or agent, and you are already a member who is using Eazzy247, you can use your existing line to activate mobile banking on your Equitel line, with the following simple steps:

 

  1. On your existing line, dial *247#. Enter your PIN and Select option 10 (more), then option 7 (Link Equitel). You will receive a notification with the message “Link Equitel to Mobile Banking was successful”. 
  2. You will also receive an “Activation Code” via SMS on your Equitel line. Open your Equitel SIM Tool Kit (STK) and select Equity. Enter your Activation Code, then enter a new PIN and confirm it. After a minute, a notification will pop up on your Equitel line with the message, “Dear Customer your mobile banking application has been activated”.
  3. Your Equitel STK menu will be updated to read. My Money, My Phone, My Life.

 

If you are not using Eazzy247, please go to your nearest Equity bank branch or agent and you will be assisted with registration.

 

How to Pay for DSTV/GOTV using EazzyPay.

  1. Go to Equitel on your phone
  2. Select my Money option, then Select EazzyPay
  3. Select Paybill
  4. Select the account you wish to pay from
  5. Select Business, then Select More
  6. Select DSTV GOTV
  7. Enter your bill account number then Enter the Amount
  8. Confirm details; Enter your Equitel PIN and Send
  9. You will receive a confirmation via SMS


How to Pay for Startimes using EazzyPay

  1. Go to Equitel on your phone
  2. Select my Money option, then Select EazzyPay
  3. Select Paybill
  4. Select the account you wish to pay from
  5. Select Business, then Select More,
  6. Select Startimes
  7. Enter your bill account number then Enter the Amount
  8. Confirm details; Enter your Equitel PIN and Send
  9. You will receive a confirmation via SMS

How to Pay for ZUKU (Fiber, Airtime or Satellite TV) using EazzyPay

  1. Select my Money option, then Select EazzyPay
  2. Select Paybill
  3. Select the account you wish to pay from
  4. Select others and Enter Business no. as follows:
    • For Zuku Fiber 320320
    • For Zuku Airtime 320321
    • For Zuku Satellite TV 320323
  5. Enter the bill account number then Enter the Amount
  6. Enter your Equitel PIN and Send
  7. You will receive a confirmation via SMS
  8. Payment reflects on Zuku within 15 minutes

PesaLink is an interbank money transfer solution that enables you to receive funds from other banks straight into your Equity Bank Account in real time. Through PesaLink you can receive money into your bank account using a mobile phone number or Bank Account number.

PesaLink is currently available to all Equity Bank customers on Equitel Menu, My Money, Send Money option.

Benefits of PesaLink

  1. It is instant - Money reflects in your Bank Account in real time
  2. Pay for goods and services - Customers linked to PesaLink can pay for goods and services in any outlet displaying the EazzyPay sign. *EazzyPay accepts payments from both Equity Bank and non-Equity Bank customers registered on PesaLink.
  3. Enables cash transfers from Kshs10 to Kshs 999,999
  4. Enables transfer of foreign currencies
  5. Available 24 hours a day 7 days a week
  6. Allows you to receive money into your account using your phone number

Registering on PesaLink is easy. Simply follow the steps below to register and enjoy the service.

  • Go to Equitel Sim Menu
  • Select My Money
  • Select My Account
  • Select PesaLink Registration
  • Select Register
  • Select Account to Register
  • Enter Alias
  • Confirm details & accept terms
  • Enter PIN & submit

You will receive a confirmation message.

  • The sender should be registered with PesaLink.
  • Ask the sender to simply send the funds to your Equitel Number or Equity Bank Account Number and the money will be deposited straight into your Bank Account.
  • Select My Money
  • Select Send Money
  • Select Account
  • Select To Others
  • Select PesaLink
  • Select To Phone
  • Enter Recipient Mobile
  • Enter Amount
  • Enter Reason for Payment
  • Confirm Details
  • Enter M-banking PIN
  • Success Confirmation Details
  • Select My Money
  • Select Send Money
  • Select account
  • Select to others
  • Select PesaLink
  • Select Send to Account
  • Enter Bank Code *(Please refer to process for Bank code outlined below)
  • Enter account numberv
  • Enter amount
  • Enter Recipient names
  • Confirm details
  • Enter PIN & submit
  • Confirmation message
  • Select My Money
  • Select Send Money
  • Select Account
  • Select To Others
  • Select PesaLink
  • Select Look up code
  • Enter first letter/Keyword for the bank
  • View the Bank code or scroll to next page.

Requirements:

  • You must register with PesaLink to receive money into your Equity Bank Account using your Equitel mobile number.
  • You can only register one mobile number to one Account Number. If you have multiple accounts with other banks, you can use other mobile numbers to register into those accounts.
  • One must accept the terms and conditions before using the service.

 

Pesalink is a product of  Kenya Bankers Association (KBA) through its subsidiary Integrated Payments Service Limited (IPSL).

 

PesaLink FAQs

Equitel Tariff Guide

 

Send to airtel money / Mpesa
Minimum Amount Maximum Amount Total Charge to customer (tax incl)
  100 34.10 (Maximum Charge)
101 500 38.50 (Maximum Charge)
501 1 1,000 44.00 (Maximum Charge)
1,001 1,500 49.50 (Maximum Charge)
1,501 2,500 60.50 (Maximum Charge)
2,501 35,000 60.50 (Maximum Charge)

Sending to other bank account - PESA LINK
Minimum Amount Maximum Amount Total Charge to customer (tax incl)
10 500 0.00 (Maximum Charge)
501 10000 37.00 (Maximum Charge)
10001 50000 62.00 (Maximum Charge)
50001 100,000 87.00 (Maximum Charge)
100,001 200,000 112.00 (Maximum Charge)
200,001 500,000 137.00 (Maximum Charge)
500,001 999,999 162.00 (Maximum Charge)

Sending to other bank account - RTG
Minimum Amount Maximum Amount Total Charge to customer (tax incl)
1 100,000 300.00
100,000 Per Transaction  
Max per day: 500,000  

Sending to Equity bank account - RTGS
Minimum Amount Maximum Amount Total Charge to customer (tax incl)
1 300,000 0
300,000 Per Transaction  
Max per day: 1,000,000  

Cash withdrawal charge
Minimum Amount Maximum Amount Total Charge to customer (tax incl)
100 2,500 27.50 (Maximum Charge)
2,501 5,000 49.50 (Maximum Charge)
5,001 10,000 82.50(Maximum Charge)
10,001 20,000 159.50 (Maximum Charge)
20,001 35,000 187.00 (Maximum Charge)
35,001 50,000 214.50 (Maximum Charge)
50,001 100,000 242.00 (Maximum Charge)

Mini statement request - Email
    Total Charge to customer (tax incl)
    5

Rate across all Networks
  Call Rate) SMS Rate
  Kes.4.50 Kes.1.10

 

 

Eazzy Banking App Rate Card

Click Here to View the Eazzy Banking App Rate Card

 

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